44 DEEP CREEK CIRCLE, BUMPASS, VA 23024

$1,999,000

Recently constructed in the highly-coveted lakeside Mill Run community, this fully-furnished and thriving waterfront short-term rental sits on over 200 feet of shoreline within the exclusive private side of Lake Anna. Here, you can start welcoming your guests (and depositing dollars) the moment you close. Generating strong rental income from… Read More day one with zero setup required, this stunning fully-equipped waterfront retreat is nestled in a peaceful cove offering exceptional water views and over 4,800 square feet of thoughtfully designed living space in a beautiful Craftsman-style home, featuring 5 large bedrooms, a loft, large finished basement and 4.5 baths. Showcasing over 200 feet of shoreline, this exceptional property is designed to maximize lake views, luxurious comfort, and unforgettable gatherings. Enjoy outdoor living from an expansive lakeside deck, a double-decker boathouse, or a hot tub overlooking the water, creating the perfect setting for relaxing after a day on the lake. Inside, the open and airy floor plan is thoughtfully designed for both everyday living and effortless entertaining. At the heart of the main level is a breathtaking great room with soaring high-vaulted ceilings and dramatic floor-to-ceiling glass that frames sweeping water views of Lake Anna - flooding the space with natural light and bringing the beauty of the water indoors at every turn. A stunning stone fireplace anchors the room, adding warmth and elegance whether you're hosting a crowd or enjoying a quiet evening alone. Flowing seamlessly from the great room, the enormous chef's kitchen is a showstopper in its own right, featuring quartz countertops and high-end upgrades throughout, and an open layout that connects effortlessly to the living area - making it the perfect hub for entertaining, family gatherings, and everything in between. The main floor is further complemented by a luxurious primary bedroom suite - a true retreat unto itself - featuring direct deck access, a generous walk-in closet and a spa-inspired en suite bathroom complete with a freestanding soaking tub, double vanities, quartz countertops, and an elegant tile walk-in shower. A guest bedroom is also available on the main level. Upstairs, a versatile loft area provides the perfect flex space for a lounge, home office, or reading nook, accompanied by two additional well-appointed guest bedrooms ideal for family and visitors. Downstairs, the expansive finished basement takes entertaining to the next level, offering a full-sized wet bar, large recreation area, games, full-blown movie theater, and an additional oversized bedroom with bunks - giving everyone in the group their own comfortable space to unwind. Modern conveniences include a Tesla Universal EV charger in the oversized two-car attached garage, high-speed fiber internet access, a full-size washer and dryer and mudroom. Every detail - right down to the furnishings and de9;cor - has been curated to create a welcoming and luxurious waterfront experience that guests return to again and again. Whether you're looking to expand your investment portfolio, secure a luxury vacation home that pays for itself, or settle into a full-time waterfront residence, this property checks every box. Short-term rentals are not only permitted but already proven here, offering outstanding income potential in one of Lake Anna's most desirable waterfront locations. Enjoy the tranquility of private-side lake living, breathtaking water views, and direct lake access from your own backyard - and step into a fully furnished, established rental business while creating memories that will last for generations. Read Less

Courtesy of Grayson Hoffman, Lake Anna Island Realty 540-894-4400

Listing Snapshot

Days Online

Last Updated

Jun 19, 2026

Property Type

Single Family Residential

Beds

Full Baths

Partial Baths

Square Ft.

4,661

Lot Size

1.24 Acres

Year Built

2025

MLS Number

VALA2010084

Additional Details

Property Access

Road Surface: Paved

Appliances & Equipment

Built-In Microwave, Energy Efficient Appliances, ENERGY STAR Dishwasher, ENERGY STAR Refrigerator, Exhaust Fan, Icemaker, Microwave, Oven - Self Cleaning, Oven - Single, Oven - Wall, Oven/Range - Gas, Range Hood, Refrigerator, Stainless Steel Appliances, Water Heater - Tankless

Basement

Fully Finished, Heated, Interior Access, Outside Entrance, Rear Entrance, Walkout Level, Space For Rooms, Daylight, Full, Sump Pump, Water Proofing System, Windows

Building

Built in 2025, Living area: 4661, 3 stories, Levels: 3, Construction Materials: Vinyl Siding, Asphalt, Concrete

Cooling

Central A/C

Doors

Atrium, Double Entry, Insulated, Six Panel, Sliding Glass

Accessibility Features

36"+ wide Halls

Exterior Features

Patio/Porch Features: Porch(es), Deck(s), Flood Lights, Gutter System

Fireplaces

2 fireplaces

Floors

Luxury Vinyl Plank, Ceramic Tile, Carpet, Tile/Brick

Foundation

Concrete Perimeter, Passive Radon Mitigation

Garage

2 spaces

Heating

90% Forced Air, Forced Air, Heat Pump - Electric BackUp, Zoned, Heat Pump - Gas BackUp

Home Owner's Association

Association Fee: $475, Fee Frequency: Annually, Fee Includes: Common Area Maintenance, Management, Pier/Dock Maintenance, Snow Removal, Amenities: Boat Dock/Slip, Boat Ramp, Common Grounds, Mooring Area, Picnic Area, Pier/Dock, Water/Lake Privileges

Interior Features

Bar, Bathroom - Walk-In Shower, Ceiling Fan(s), Dining Area, Floor Plan - Open, Recessed Lighting, Walk-in Closet(s), Carpet, Combination Kitchen/Living, Combination Kitchen/Dining, Kitchen - Island, Primary Bath(s), Bathroom - Soaking Tub, Combination Dining/Living, Family Room Off Kitchen

Lot

1.24 acres, Backs - Open Common Area, Cul-de-sac

Parking

Paved Driveway, Asphalt Driveway

Property

Excellent, Other structures: Above Grade, Below Grade, Lake, Garden/Lawn, Scenic Vista, Trees/Woods, Water

Roof

Architectural Shingle, Asphalt

Sewer

On Site Septic

Taxes

Additional parcels description:, Annual Amount: $4,723, Lot: 55, Year: 2025, Zoning: R2

Utilities

Propane, Under Ground, Water Source: Well, 200+ Amp Service

Water Features

Water Body Name: Lake Anna, Boat/Launch Ramp - Private, Private Dock Site

Windows

Double Pane, Energy Efficient, ENERGY STAR Qualified, Low-E, Screens, Transom

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